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Extra info for CliffsTestPrep Florida Real Estate Sales Associate Exam: 5 Practice Tests
B. C. D. Practice Test 1 97. A buyer agrees to buy a property for $425,000. It is appraised at $400,000. The bank is offering a mortgage loan at a loan-to-value ratio of 80%. How much of a down payment will be necessary to purchase this property? $213,670 $227,450 $236,560 $245,455 100. What would the state intangible tax be on a previously recorded mortgage in the amount of $130,000 that is assumed by a buyer? A. B. C. D. $0 $260 $2,600 Not enough information is provided. 37 Answer Key 1 Answer Key for Practice Test 1 1.
23. D. This is statutory. 24. B. This is definitional. Filing the complaint is the first step in the complaint process. 25. A. This is statutory. 26. A. This is statutory. Monetary damages are also referred to as compensatory damages. 27. D. The investigation may continue at the discretion of the state. This answer is more correct than Choice B, which states that the investigation will continue. 28. B. There are no exceptions to this law. 41 Part II: Practice Tests 29. A. This is statutory. 30.
61. D. Credits either have already been paid or are owed to the buyer. Debits are what remain to be paid. So the buyer owes the difference between the two numbers. 62. D. This is statutory, although if the items are not negotiated, there are statutes as well as common practice that govern who pays what. 63. D. Choices A and B are really variations of the same method. Choice D is mathematically impossible. 64. C. A licensed broker or sales associate may do a comparative market analysis or an appraisal.